It’s happened when you least expected it. You were involved in a car accident and now your car needs some urgent repairs. You may also have discovered that your car insurance company is dragging its heels when you need them most. You now understand that there is no other way around it: you need to start getting some quotes, and hopefully, get the right one and not get stuck with a low-ball estimate that will give you poor results. Where do you start?
Put in the Time to Get a Quality Estimate
Don’t get an estimate from a place where you would be afraid to take your car. Look for shops that are qualified and with enough experience to be able to detect all problems with your car, even though some might not be visible in plain sight. It is always a good idea to use a factory-authorized repair shop. The purpose of this research is for you to avoid taking your car to a place where, after the repairs are done, you will still need to take your vehicle someplace else to get some things done over.
Don’t Feel Pressured to Accept a Low-Ball Quote
Beware of anyone from the other driver’s insurance company pressuring you to accept an estimate that is considerably lower than the ones you got. You do not want your car to end up in a place only because they offer cut-rate work to the insurance company in exchange for additional referrals. You need to ensure, inasmuch as possible, that the work done on your car will be of good quality.
This is where your previous research pays off and you have the tools at hand to defend your position and make sure your car is taken to the right place.
Do not Allow the Insurance Company to Delay the Process
Waiting for the insurance company to conduct inspections or provide estimates that will result in unnecessary delays can be frustrating. You have to be firm and inform them that, if you already have collected two or three estimates from good quality shops, they need to approve one of them so that you can get your car repaired. You may have to take a risk and get your car repaired and paid for from your own pocket and then get a reimbursement.
Stay away from the facility that gave you the highest estimate since you may not get enough money from the insurance company to cover it. They will probably offer you the amount of the lowest one.
Keep in mind that if you get the repairs started before you have finished negotiating with the insurance company may result in them losing the incentive to settle quickly. Particularly, since once you have the car back, they will no longer have to foot the bill for your alternative transportation.
Do you need help negotiating with the insurance company?
If your insurance company is refusing to cooperate with you in getting your car fixed or if they are ignoring your car accident claim, it might be a good idea to get the legal help from an experienced, aggressive, car accident attorney. Find out more at georgiatrialfirm.com and get in touch with the legal help you need now and finally have your car fixed and paid for by your insurance company.
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