There’s no question that a lawyer can help you in many ways. This is especially true in most cases of car accidents. Whether you’re the reason for the car accident, or you’re simply a victim of someone’s negligence, or a pedestrian involved in a car crash, a lawyer can help you get compensation.
Many lawyers will be willing to help you. However, for car accidents, a personal injury law firm like abercrombiepa law firm will be more helpful since they specialize in such cases.
However, not all cases of car accidents require you to have a lawyer. So, when exactly do you need a lawyer? In what circumstances you don’t need one? Do you need a lawyer when you already have car insurance? These are very common questions that people ask themselves. So, let’s answer them one by one.
If the injuries sustained in a car accident are mild, like scratches and bruises that have no long-term effects, there’s usually no need for a lawyer.
Here are some instances when you’ll need a lawyer:
- Your injuries are severe, and you need long-term hospitalization
When your injuries are so severe that you need long-term hospitalization, then it’s better that you hire a lawyer. They can help you deal with your insurance and get the right amount of compensation.
A lawyer can also help you if there’s a need to file a civil lawsuit against the persons responsible for your accident and injuries. The lawyer will help you gather evidence and find witnesses so that a good case can be made, and you can file a personal injury lawsuit.
- Your injuries need more care or therapy after hospitalization
Aftercare sessions and therapy are often prescribed to people whose injuries are severe. They may be temporary or continue until you have fully recovered. In some instances, such sessions may become a permanent part of the life of the patient.
In that case, a lawyer can help you come to an agreement with your insurance company. The lawyer will ensure that all these aftercare treatments and therapies are valid claims that are considered when making the settlement.
- You are in danger of losing your work
People involved in car accidents often lose their jobs due to a permanent medical condition or physical impairment. In less severe cases, a person remains absent from work during hospitalization and the recovery period.
In either case, your insurance company must take responsibility and compensate you for the loss suffered.
A lawyer will be very helpful in this aspect. He can represent you and ensure that you get the compensation that you deserve.
If you already have car insurance, do you still need a lawyer? The answer is yes.
Here are some of the reasons why having a lawyer by your side will be helpful:
- Your insurance company may not pay you enough compensation
Insurance companies make sure that you don’t get more compensation than what’s necessary. If they can get away with it, they’ll give you less than what you deserve.
Therefore, a lawyer must represent you when dealing with the insurance people. While not all insurance companies have bad intentions, they need to protect themselves from being scammed.
- Your insurance company may not take your injuries seriously
Not all injuries are created equal. Some injuries may not have manifested physically, but they can still be a heavy burden to carry. For example, post-traumatic stress disorder (PTSD) from a car accident can be so severe that a person becomes too scared to go out of their home. The mental trauma may impair normal functions.
However, many insurance companies may not immediately believe your claim or take your injury seriously. Thus, they won’t consider your mental injury when deciding your compensation amount.
However, if you have a lawyer, they can make a good case and make the insurance companies listen to you. A lawyer can force the insurance company to have your situation assessed for better calculation of your compensation.
- Your insurance company may blame you for the car accident
If you’re to blame for the accident, the insurance company won’t give you any compensation at all. So, if you feel that the insurance company is blaming you for the accident even though it was not your fault, hire a lawyer and prove them wrong.
Conclusion
If after a car accident you have suffered severe physical injuries or debilitating mental trauma, you must have a lawyer by your side. As discussed above, lawyers will be very helpful for you even if you have car insurance. Many firms offer free initial consultations. Therefore, hire a lawyer if you get involved in a serious car accident.
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